*T&Cs: Finance conditions:*24 Months No Payments and No Interest (“Payment Holiday”) is available on Flexi Payment Plans in-store only. Offer excludes online purchases and is available for NZ residents only. Minimum purchase of $499 is required. Annual Account fee of $50 applies. New Q Cardholder fees - $55 Establishment. Existing Q Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% pa, applies to any outstanding balance at end of Payment Holiday. Payment Holiday period may vary depending on Q cardholder’s payment cycle dates. Offer available from 13th October - 5th November 2017. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer ends 5th November 2017. Sale does not apply to ‘Hot Deal’ products or products that are on clearance or already reduced in price.