Interest Free Finance

Everyday options available in-store only on Q Card or GEM Visa.


Click here to apply for a Q MasterCard

*12 Months No Payments & No Interest is available on Q Card, Q Mastercard, Flight Centre Mastercard & Farmers Mastercard.

Minimum purchase $500. Offer available for in-store purchases only until further notice.

*No payments and no interest for 12 Months is available on Flexi Payment Plans for in-store purchases only. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.


*12 months interest free is available on GEM VISA

Minimum purchase $500. Minimum monthly payments required. Offer available for in-store purchases only until further notice.

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Please note that finance is only available when used in-store, it is not available when purchasing online.