Interest Free Finance

24 Months Interest Free with Q Card - Special Offer

The following specific *Terms and Conditions apply to 24 months interest free with Q Card.

24 months interest free is available on Q Card Long Term Finance (LTF) purchases for in-store purchases only until 1st November, 2021. Minimum spend $500. Annual Account fee of $50 applies. An Establishment fee of $55 applies to your first LTF transaction, a $35 Advance fee applies to all subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the interest free period. Not available for online purchases. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Columbus Financial Services Ltd or Consumer Finance Ltd (as applicable) reserve the right to amend, suspend or terminate this offer and these terms & conditions at any time without notice. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Everyday options available in-store only on Q Card or GEM Visa.

 

Click here to apply for a Q MasterCard

*12 Months No Payments & No Interest is available on Q Card, Q Mastercard, Flight Centre Mastercard & Farmers Mastercard.

Minimum purchase $500. Offer available for in-store purchases only until further notice.

*No payments and no interest for 12 Months is available on Flexi Payment Plans for in-store purchases only. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of the Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

  

*12 months interest free is available on GEM VISA

Minimum purchase $500. Minimum monthly payments required. Offer available for in-store purchases only until further notice.

*Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa/$50 Gem CreditLine) apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Please note that finance is only available when used in-store, it is not available when purchasing online.